Privacy Policy

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Effective Date: December 1, 2025

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Cerovich & Associates, INC DBA CA Solutions Group  (“CA Solutions Group,” “we,” “our,” or “us”) is committed to protecting your privacy and safeguarding the personal information you provide to us. This Privacy Policy explains how we collect, use, disclose, and protect information obtained through our website and related online services (the “Site”).

By using this Site, you agree to the practices described in this Privacy Policy.

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1. Information We Collect

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We may collect the following types of information:

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Personal Information

Information that identifies you personally, which you may voluntarily provide, including but not limited to:

• Name

• Email address

• Phone number

• Mailing address

• Insurance-related inquiries or application information

• Any other information you submit through forms, emails, or inquiries

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Non-Personal Information

Information collected automatically when you visit our Site, including:

• IP address

• Browser type and version

• Device type

• Pages viewed and time spent on the Site

• Referring websites or links

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This information is used to improve website performance, functionality, and user experience.

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No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

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2. How We Use Your Information

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We use the information we collect for purposes that include:

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• Responding to inquiries and requests

• Providing information about insurance products or services

• Processing applications or servicing policies

• Improving our website, products, and services

• Communicating important updates or notices

• Complying with legal, regulatory, and contractual obligations

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We do not sell your personal information to third parties.

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3. Information Sharing and Disclosure

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We may share your information only as necessary and appropriate, including:

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• With affiliated companies or licensed agents for service-related purposes

• With service providers who perform functions on our behalf (such as IT support, hosting, or data processing)

• When required by law, regulation, legal process, or governmental request

• To protect the rights, property, or safety of CA Advisors, our clients, or others

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All third parties are required to maintain the confidentiality and security of your information.

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4. Cookies and Tracking Technologies

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Our Site may use cookies and similar technologies to enhance functionality and analyze site usage. Cookies do not collect personal information unless you voluntarily provide it. You may disable cookies through your browser settings; however, doing so may affect certain features of the Site.

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5. Data Security

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We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, or misuse. While no system can guarantee absolute security, we strive to use industry-appropriate measures to protect your information.

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6. Third-Party Links

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Our Site may contain links to third-party websites. CA Solutions Group is not responsible for the privacy practices, content, or security of those websites. We encourage you to review the privacy policies of any third-party sites you visit.

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7. Children’s Privacy

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This Site is not intended for children under the age of 13. We do not knowingly collect personal information from children. If we become aware that such information has been collected, we will take appropriate steps to delete it.

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8. Your Choices and Rights

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You may request to:

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• Access, update, or correct your personal information

• Withdraw consent for future communications

• Request information about how your data is used

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Requests should be submitted using the contact information below.

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9. Changes to This Privacy Policy

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CA Advisors reserves the right to update or modify this Privacy Policy at any time. Changes will be posted on this page with a revised effective date. Continued use of the Site after changes are posted constitutes acceptance of those changes.

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10. Contact Information

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If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact:

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CA Solutions Group

1500 N Grant Street Ste N

Denver, CO 80203

Email: info@casolutionsgrp.com